Stop Living Within Your Means
In this article, we are going to examine why the “live within your means” mantra is now outdated advice that should be tossed in the trash can.
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money
Creating a Savings Masterplan for 2021
I have discovered that most of the challenges people face stem from a lack of control of their finances. Apparently, many people have a distorted view of savings as well as the place and the value of money. While some overestimate money, others underestimate money such that they do not give thought to how much
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Power: The Taboo Weapon that Everyone Craves
Power is that special taboo weapon that everyone is afraid of even though they naturally possess and wield it in varying degrees. Everyone secretly craves for more power while at the same castigating those who overtly display it. Imagine the paradox. ? Yes, whether you agree or not, EVERYONE, from the US President to the
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10 Financial Goals to Pursue in Your 20s
In your twenties, your future is too far away to think about and what is important is the “here and now.” Your financial habits are not great, as you will have probably maxed out your credit card, delayed any savings, and focused mainly on pleasure spending. Your twenties are the time to have fun, and
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How the Concept of Alternative Plans Relates to Your Finances
Never give yourself a Plan B, because if you have no back up, there is no possible way you can fail. – Ed Sheeran I came across the above quote some days ago on WhatsApp and it got me thinking. Is the quote absolutely true or false?Do you really need a Plan B? Does having
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Letters to Allawee
What is Allawee? “Allawee” is the common word used to refer to the monthly allowance that is given to National Youth Service Corp members (Corpers) serving their fatherland in Nigeria. NYSC is a scheme established on 22nd May 1973 by the Nigerian government to involve Nigerian graduates in nation building and the development of the
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What Makes the World Go Round?
Love makes the world go round. Money provides the lubricant. —FINTEL Coach If you studied Physics, you can recall that when a machine is rotating around a point and two parts are rubbing against each other, friction is bound to happen. Over a while, without some form of lubrication ? or other relief mechanism, this
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The FINTEL Link Between the “Money-value of Value” and the “Time-value of Value”
The ‘money-value of value’ is directly proportional to the quality of the ‘time-value of value.’ – FINTEL Coach The above is a theory I came came up with a few days ago. This was after some moments of deep reflection on a professional course I attended. I call it the Money-Time-Value Theory. What problem does
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How Not to be a Losing Lender 6.0
Finding Healing After a Lost Loan
Losing a loan to a defaulting debtor is the nightmare for every lender, especially when the lent amount is something the lender cannot afford to lose.
However, despite following all the money lending tips outlined in the previous episodes of this series, there is still the possibility of losing money.
In such cases, how do you find the healing you need to get over your loss?
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How Not To Be a Losing Lender 5.0
How to Hold Your Debtor Accountable
The moment you lend out your money to someone, that person becomes your debtor and is liable to repay the money according to agreement.
Where the debtor fails to honor the agreement as when due, it is usually an awkward situation for both parties…
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